BUYING YOUR HOME WITH

BILL MOISSON

When you select Bill Moisson to guide you through the home buying process, you’ll be working with a seasoned professional who knows how to help you get the home that you want, at a price that makes sense.

 

Here are the 5 Main Steps in my process, from start to finish:

1)   UNDERSTANDING YOUR GOALS - What you want, and where, and when​

  • When do you want to move into your new home?

  • What price range are you looking for?

  • Is this a first home purchase, a relocation, a move-up, etc?

  • How many occupants, any special needs, any pets?

  • What lifestyle considerations are important to you?

  • What location considerations are important to you?

  • What type of property (house, condo, loft, etc)?  Any outdoor space needs?

 

2)   GETTING YOU PRE-APPROVED FOR A LOAN - You gotta be ready to pounce​

  • Put you in touch with proven, useful, local lenders who can provide highly competitive financing terms for you

  • Your lender needs to be well known within the local real estate community; a pre-approval letter from an unknown and/or out-of-area lender can create serious doubts in the mind of the seller’s agent

  • Once the lender issues a pre-approval letter, then we will be ready to make an offer as soon as the right property turns up

 

3)   FINDING THE RIGHT PROPERTY - There are never enough good properties in SF​

  • Establish specific search criteria (neighborhoods, price range, property type, bed and bath count, etc)

  • Activate the “auto-prospecting” feature in the MLS search, so that you and I both receive up-to-the-minute email notification of every new (or modified) listing that fits the search criteria

  • Preview properties for you during the weekly Brokers Tour

  • Make best use of personal networking to find out about upcoming listings

  • Email you a weekly list of recommended properties that you can see during Open Houses (and attend Open Houses with you when possible)

  • Arrange special Showing Appointments for you as needed

 

4)   PREPARING A SUCCESSFUL OFFER - Be a winner​

  • Review all available seller disclosures with you, to help you understand the property’s details

  • Review recent sales of similar nearby properties with you, to help you decide how much the property is worth to you

  • Help you decide on appropriate contract contingencies (financing, inspections, etc)

  • Learn what factors are important to the seller, and how much competition there is for the property, and review that information with you

  • Work with you to prepare a written offer that is designed to elicit a response from the seller

  • Submit the offer to the seller and sellers agent on your behalf

  • Advise you on any counter offers received from the seller, negotiate terms on your behalf, and help you finalize a valid legal contract for your purchase of the property

5)   MANAGING THE TRANSACTION - Tracking the details, all the way to the end​

  • Submit a copy of your purchase contract to your lender, so that they can start processing your loan

  • Open escrow for you with one of the major nationwide title companies, and monitor the title company’s receipt of your earnest money deposit (typically 3% of purchase price), and issuance of preliminary title report

  • Maintain contact with your lender, the title company’s escrow officer, and the seller’s agent, to track the timely performance of necessary actions

  • Coordinate your signing of all relevant disclosure documents (typically by electronic signature, for your convenience)

  • Schedule inspections, and attend inspections with you

  • Keep track of key contractual deadlines, and submit your written contingency removals to the seller’s agent in a timely fashion

  • Follow the progress of your loan application

  • Keep you informed at every step, and advise you on dealing with both routine matters and unexpected issues

  • Schedule your pre-close signing appointment at the title company and attend the signing with you

  • Monitor the lender’s funding of your loan, and the title company’s closing of escrow (recording of your deed and your loan documents)

  • Collect the keys from the seller's agent, and hand over the keys to you

© 2016 by William C Moisson Jr.

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